Impact windows are becoming increasingly popular due to their ability to withstand severe weather conditions and intrusions while providing more efficiency. And now there’s an added incentive – insurance discounts for homeowners who install impact windows! Let’s explore how homeowners can take advantage of these discounts and save money on their premiums.
By law, insurers are obligated to provide a discount if homeowners have installed “effective wind storm protection”. Read more about Florida Statute 627.0629 here.
Impact windows are designed to be particularly strong and durable, which makes them effective at protecting your home from hurricane-force wind gusts and other extreme weather conditions. As a result, many insurance companies recognize the added protection provided by these windows and offer discounts on premiums for homeowners who install them. The discount amount varies based on several factors, including the type and size of the windows, the geographic area you live in, and the coverage limits of your policy. In some instances, we’ve seen homeowners save anywhere from 20-30% of their premium – talk about major savings!
In order to qualify for a discount on your insurance premiums when installing impact windows, you may be required to provide proof that you’ve installed them in accordance with local building codes. Additionally, many insurers will require an inspection from a certified engineer before they will grant the discount. Be sure to check with your insurance company for specific requirements and guidelines.
Keep in mind that installing impact windows is just one of many potential strategies for reducing your insurance premiums. However, if you live in an area prone to extreme weather conditions (hurricanes, hint hint), it’s definitely worth considering this as an option. With lower premiums, you can save money on your annual insurance costs and have peace of mind that your home is well-protected. Save some green on your insurance by investing in your home!
Your insurance company has an obligation to you, but you can get a free estimate from us with no strings attached.